Books to read while you travel part 3

And I thought I could read more now because most of the time I’m just at home. But the irony is I have read lesser books these previous years.

My mind was pre occupied with getting online projects so I can go back to traveling so wasn’t able to focus so much on this passion. Interestingly, most of the books that I’ve read are all about financial literacy. I hope I’ve learned about them because I’m sick and tired of traveling and going home broke.. and I don’t want to be an OFW who become modern day slaves or second rate citizens in other countries, then go home and live a millionaire lifestyle in a few days, and go broke again forcing them to go back to being an OFW.. so as not to become like the previous chapters of my life, I tried to create more passive income streams so I earn while traveling.

Speaking of income stream, I’ve been researching on alternative medicines and alternative lifestyles so I can compile them in an ebook to sell.. the money received will be invested in travel scholarships and searching for more paradise on earth so others who belong to the low economy bracket get the chance to travel too. If you want to pre-order, let me know.

Meanwhile, here are the books that I’ve read these past years that I haven’t blogged yet.. I don’t necessarily recommended them but it’s still always a good habit to read.

1. Fat Girl Fairy Boy by C. McConkie – this is about a movie star and a gay makeup artist, their posh lifestyle, and how their life turned around when they were kidnapped in South America. The book was a light read, there were many back stories starting from the history of their mother to how they were born and grew up, but it adds up to a good storyline. I like the story because its an adventure, and reminds me of my past loves, whom some have became more beautiful than me, but I’m happy if they are happy ^_^..


fat girl fairy boy

2. Gatecrasher by Sophie Kinsella – a story of a social climber who victimize and attracts widowed men during their wife’s funerals. Then after the widow fall in love and gives money, the gatecrasher then disappears with the money, then finds another victim.
I got the book from a friend who was staying in Boracay and out of curiousity, I wanted to know how social climbers go up the ladder. So I guess, this is one of the ways. #sarcasm101


gatecrasher

3. Ang pera na hindi bitin – this is a highly recommended book about financial literacy translated into local Filipino language. Lots of lessons to learn specially in the art of saving and investing. I really like the part of the book where the author writes about those who won the lotto, and end up getting broke again. It’s a lesson I don’t want to experience in my lifetime.. well I don’t bet on lottos anyway:

“Missourian Janite Lee won $18 million in 1993. Lee was generous to a variety of causes, giving to politics, education, and the community. But eight years after winning, Lee filed for bankcruptcy with only $700 left in two bank accounts and no cash on hand”

“Abraham Shakespeare, a truck driver’s assistant, was constantly hounded for his $30 million lotto winnings. Shakespeare’s brother , Robert Brown, told The Associated Press that Shakespeare often wished he had never bought the winning ticket, quoting him as saying, “I’d been better off broke” In April of 2009, Shakespear was murdered and burried in the backyard of his friend.

4. Bridget Jones diary by Helen Fielding – don’t judge me. I just found this book to be 50 pesos only so I bought it out of curiousity. Some people watch movies, I read books. The book doesn’t appeal to me or my current lifestyle despite being single for so long :P.. it’s about a working lady having a relationship with her boss.. so not my lifestyle coz I’m not working a 9-5 day job

The book is just interesting is all I have to say.. At least I get to know other lifestyles.

5. 10 habits of millionnaires by Nick Lee – one habit that strikes me most is that Millionnaires do what they love to do. They love their career or work or whatever they do, so work doesn’t feel like work.. and then eventually, money comes in. It is important to make sure you are happy with the way you are creating your income… I do know so many people who are getting fat paychecks yet very unhappy in their lives, they might be millionnaires but to be truly rich, you must love what you are doing so you can be happy.

Also, it mentions how millionnaires give back:

– donations thru charities
– mentoring and coaching their juniors
– provide a platform for colleagues to develop his or her career
– fund startups to give confidence for younger generations for their spirit of entrepreneurship
– give advices to fellow peers (or even competitors) for them to achieve breakthrough in their businesses

For those who think they are poor and have nothing to give, that’s what I think too because monetary wise, I’m not yet a millionnaire (hello cyber thieves, nothing to declare).. but you can give in so many ways:

– lend time to help a friend in need, whether that means a listening ear, an errand, a shoulder to lean on in times of trouble
– volunteer your skills or services, some organizations even give allowance for those who cannot afford yet are very skilled
– plant and tend a garden, and share the produce to your neighbor, it’s so nice to give.. that’s the true feeling of richness even without the money involved.

6. Investing Strategies For The Newbies – there’s no indicated author here. It’s just a PDF file that I got somewhere in the cyber space. It teaches the basics of investing and trading in the stock market. I’ve been investing since 2015 and learning how to trade. Some blue chip stocks that I bought are roller coaster but I’m using the sinusoidal wave to gain instead. Good and simple book, it’s just a few pages and worth reading. If you want it, let me know and I’ll email it to you.

7. Bakit baliktad magbasa ang mga Pilipino – the book highlights the interesting culture of people in the Philippines in a funny and punny way. Interesting read for those who wants to learn more about Filipinos. It’s a bit outdated already as culture and economy of the Philippines are changing. But it’s still a good read.


bakit baliktad magbasa ang pilipino

For those who wants to know what books I have read before, click here for more book reviews. Hope you enjoyed reading and gained a wisdom or two.

Book Review: iCon – Steve Jobs: The Greatest Second Act in the History of Business

Book Review: iCon – Steve Jobs: The Greatest Second Act in the History of Business

This book is a cynical description of Steve Jobs. I grew up having him as an idol even if I despise the sky high prices of the product of his company. But they are successful in brainwashing people that buying Apple products makes you an elite and you can have the bragging rights to discriminate those who don’t have Apple gadgets so the marketing strategy was effective.

Going back to the book, I think the author is either painting a realistic description of Jobs, or just plainly hated Jobs that he also focused on his ugly aspects. I do like the fact that he was minimalist, and went to India to learn about Eastern spiritual teachings. What I don’t like was he initially didn’t acknowledge his daughter Lisa, his freeloading style and manner of how he treat his employees.

This book was not Steve Job’s proper biography. If I were Jobs, I wouldn’t want to read some bad information about me too :))) but somehow I got the chance to read it.. Thank you to Anna Cleal Dawson, the original owner of the book.

Here’s some excerpts of the book that you might find interesting:

“Steve’s devotion to the philosophies of the East seemed to be tied to his quest for other truths – the absolutes and the loopholes of science and electronics-and tied to his own identity…
After the stop in Germany, Jobs arrived in India barefoot and threadbare. This was how he chose to dress, as an expression of a specific ideal or aesthetic.. His clothes may have been ragged, but they were Western clothes, and he had something more than “going native” in mind. His idea was to make the journey as mendicant – spiritual beggar dependent on the kindness of strangers. He immediately traded his tshirt and jeans for a lunghi, a loincloth that is the traditional India garb for mendicants, and gave away everything else he had. “ page 24

“It took him years before he paid for anything. He never had cash with him, and whenever we went out with him, we had to pay. I think it had something to do with not wanting to be taken advantage of.. Or maybe he was just skinflint..

It had become a running joke within the group that eating out with Steve was an exercise in embarrassment. First, there was an issue of sending plates back. He rarely accepted the first plate brought to him; he would find a reason to send it back. It would be “s—t” or dirty, or not what he thought the waitress has described. Another plate would be brought, and often that one would go back too. It was like a power trip gone mad. .. It was a though the gods had showered this young prince with money, power, and adulation but had failed to grant him humility or grace. He was an unmannerly brat with $200 million in the bank” – page 85

Steve understood the power of ownership. He had no interest in being on the payroll; in fact, the grown up Steve Jobs rarely accepted pay checks from any of his companies. His salary at Apple would be $1 a year, and his title was “interim CEO”, while the board half heartedly engaged a search firm to hunt for a permanent replacement. – page 234

So there goes some snippets of the book. If it spikes your curiousity, feel free to read it further.


icon-steve-jobs

Book Review: The Millionaire Next Door by Thomas J. Stanley

Book Review: The Millionaire Next Door by Thomas J. Stanley

It has been 5 years ago since I began working on online projects from desks or couches of different coffee shops to different houses to bus stations to airport terminals.

I realized the ideal life I’ve written 10 years ago, to work from anywhere, manifested already at 80%.. there’s still needed tweaks but I’m looking at a bright future here..

And to move forward, I’ve been reading financial books to help me manage my money so I won’t go broke if I start that travel journey again like what happened before. Those horror reality stories where I was unfortunately the star victim should not happen again… but if just in case these unfortunate scenes should still happen, I should then go and make lemonade, lemon cake, lemon candy out of it instead :D.. go ahead, lemons pa more.


if life gives you lemons

And speaking of financial books, one of the books I just finished reading is The Millionaire Next Door. It’s a book about the study of the lifestyles of elites in the US and some revelations are very encouraging.. that anyone, with the right mindset and discipline, can indeed become a millionaire too..

This is not a get rich quick scheme though.. So if you’re in a rush, here’s a tip from me – go to Vietnam, or Myanmar, or Indonesia, your wish will automatically be granted.

Kidding aside, here’s some words of wisdom from the book:


[My] business does not look pretty. I don’t play the part . ..
don’t act it. … When my British partners first met me, they
thought I was one of our truck drivers. … They looked all
over my office, looked at everyone but me. Then the senior
guy of the group said, “Oh, we forgot we were in Texas!” I
don’t own big hats, but I have a lot of cattle.

Cows in Laos

Victor’s well-educated adult children have learned that a high level of consumption is expected of people who spend many years in college and professional schools. Today his children are under accumulators of wealth. They are the opposite of their father, the blue-collar, successful business owner.


*****

Being frugal is the cornerstone of wealth-building. Yet far too often the big spenders are promoted and sensationalized by the popular press.

But the lavish lifestyle sells TV time and newspapers. All too often young people are indoctrinated with the belief that “those who have money spend lavishly” and “if you don’t show it, you don’t have it.” Could you imagine the media hyping the frugal lifestyle of the typical American millionaire? What would the results be? Low TV ratings and lack of readership, because most people who build wealth in America are hard working, thrifty, and not at all glamorous.


*****

Physicians often find that there are disadvantages to living in affluent neighborhoods. People who live in expensive areas are often bombarded with solicitations from “cold-calling” investment experts. Many of these callers assume that people in upscale areas have money to invest. In reality, many people who live in luxury have little money left over after funding their high-consumption lifestyles.


rp_all-they-have-is-money-1024x768.jpg


*****

For example, affluent parents often subsidize their children’s purchase of a home. The intent may be to help their children “get started on the right foot.” The parents assume that such gifts are a once-in-a-lifetime phenomenon. Some have told us that they thought “this would be the last dollar the kids would ever need.” They assume that the recipients of their kindness will be able to “do it on their own” in the near future. Nearly half the time, they are wrong.


*****

Gift receivers frequently are underachievers in generating income. All too often the income of the gift receiver does not increase at the same rate as his consumption. Thus, a gift of a down payment, whether full or partial, can place a recipient on a treadmill of consumption and continued dependence on the gift giver.


*****

Affluent parents instill this “dependence” characteristic in their daughters over time with subtle cues. Thus, many affluent parents communicate messages such as the following to their daughters:

Don’t worry If you don’t want to have a career of your own, you don’t have to worry about money. We will help you out financially. … If you do have a career, . . . if you do become a big success . . . and become independent~
you will not be receiving any major financial gifts or inheritance from us.


I am not impressed with what people own. But I’m impressed
with what they achieve… Always
strive to be the best in your field. … Don’t chase money. If
you are the best in your field, money will find you.

Book Review: Richard Branson’s Losing my Virginity

Ok, the book’s title is a bit odd. All the while, I thought Richard Branson lost his company which is named Virgin by the way.

But this serial entrepreneur got a different inspiring story.. it’s quite a motivational book to those who aspire to be serial entrepreneurs.. which means they run different businesses because they have this special talent.

The dare devil serial entrepreneur, who was dyslexic and who didn’t finished any degree, started out with a Student Magazine, then ventured into Music production, then eventually established his own Airlines.. I think he’s got a few more companies under his belt already.

I particularly remembered his encounter with a taxi driver trying to persuade him to listen to his song recordings.. eventually he realized that taxi driver was Phil Collins.

His strategy on how he run his business despite not having a university degree is awesome.. and you know, there’s a common theme when you talk about some guys that made it big like Mark Zuckerberg and Bill Gates.. go figure.

I don’t like how he dealt with multiple women in his life before settling down though. I still have that dalagang Filipina in me :P

I will have to update this to include some words of wisdom from the book (I forgot to bring the book here in Palawan). But overall, he’s a good (daredevil) person to lookup too. For the highspirited daredevils whose juggling multiple projects, check it out.

Book Review: Only at Night we see the Stars by Chiara Lubich

This book was given to me by a friend from India whom I met in Tagaytay when she was not yet a nun. When I traveled to Kerala, India, I went to see her as a full pledge nun taking care of many kids in their care home.


only at night we see the stars


How I miss her. ^_^ .. she is the perfect example of selflessness. Just like Chiara Lubich, the founder of the Focolare Movement.

This book is a simple book that feeds the soul and its yearning of peace. It’s religious considering that the author’s organization has a religious affiliation. But universally, I believe every religion has the same principles of doing good for the others. So not sure why some people are killing each other because of religion.

Anyway, here’s some words of wisdom from the book:

Often we are tormented by thoughts of what the future might hold. But.. “each day has enough trouble of its own” Mt 6:34

Tomorrow is another day, we shall then face tomorrow’s troubles. We need not worry; everything is in God’s hands.

A sudden misfortune reminds us of the words of scripture “Yes everything passes: people, health, beauty, possessions, God alone remains.”

God knows the road we should take at every point of our lives. For each of us he has fixed a celestial orbit for the star of our freedom to travel. But we must abandon ourselves to him, our creator. We each have our own orbit, our own life that does not conflict with the orbits plotted for billions of others, offspring of the same Father as we.

Have you ever noticed the little blade of grass, caressed by the winds of spring, that has broken through the surface of an abandoned road? Life insuppresible, is reborn.

****

The book talks about how misfortunes and suffering are part of lives and that it should not make us bitter but encourages us to hold on coz like beauty, fame, glory, all this shall pass..

In my life, I also met people who can’t really handle suffering like we do.. they escape, travel coz they can, party coz they can, drink coz they want to forget about the problems..

On the other hand, I try not to go away from my suffering.. although it also might make me sadistic to myself. But I don’t want to escape challenges even if I can.. coz I want to provide solutions so it will never be misfortunes to other people as well. This is true – what doesn’t kill you makes you stronger.

At the moment, I think the wheel of life is going around and i’m returning to the saddle. I’m proud of myself for overcoming challenges and patting myself at the back for being stronger. At the same time, I try to lend a shoulder to others who need it.. telling them that life is a wheel and everything is temporary, beauty, fame, glory.. including misfortunes.. for those who are currently down – all this shall pass.. hang on.

Book Review: The Millionaire Fastlane

Book Review: The Millionaire Fastlane

The Millionaire Fastlane is a book recommended in one of the Financial Forums I’m browsing around on facebook. And like the title of the book, I browsed the book and skim read as fast as I can too.

Well, in this fast phased world, very few have the luxury of time.. And while I still have that luxury (of time), I should take advantage of it and educate myself on my finances. As far as handling money, so far so good to the point that I’m bringing family members in my trips already (thank you piso fares and discount accommodations from friends).. but my greedy contentment level is not yet met specially that this freelancing life has it’s ups and downs.. as Steve Jobs said, stay hungry stay foolish.

Anyway, here’s some points to ponder from the book:

People retire in their 60s or 70s. Even at that age, they struggle to make ends meet and have to rely on bankrupted government programs just to survive. Others work well into their “golden years” just to maintain their lifestyle. Some never make it and work until death.

When a 20-year-old sells his Internet company for $30 million dollars, you read about it on a tech blog. The event is lauded and showcased for all to admire. Sidelined is the process—you didn’t hear about the long hours of coding the founder had to endure. You don’t hear about the cold dark days working in the garage.

Had someone gifted a Lamborghini to me (or any dream) when I was 16 years old, I can guarantee you I wouldn’t be where I am today. When someone grants you your desires without you exerting any effort, you effectively handicap process… There is no wisdom or personal growth gained in a journey that someone else does for you. The journey is yours.

Wealth isn’t as ambiguous as it may seem. The happiest moments in my life were when I felt
true wealth. And guess what? It wasn’t the day I bought my first Lamborghini. It wasn’t the day
I moved into a big house on a mountain or sold my company for millions. Wealth is not
authored by material possessions, money, or “stuff,” but by what I call the three fundamental
“F’s”…
1. Family (relationships)
2. Fitness (health)
3. Freedom (choice)

Corporate politics and job cuts invade Henry’s career, forcing him to work longer hours. He assumes other territories once covered by recently laid-off workers. Henry commutes two hours daily and is mandated to cover the entire Eastern seaboard. He’s either on the road, in a plane, or sleeping. The long hours have disturbing clarity:
Henry rarely “lives” at his dream home, and when he does, he spends it sleeping or recharging from the hustle of the workweek.

Normal is waking at 6 a.m., fighting traffic, and working eight hours. Normal is to slave at a job Monday through Friday, save 10%, and repeat for 50 years. Normal is to buy everything on credit. Normal is to believe the illusion that the stock market will make you rich. Normal is to believe that a faster car and a bigger house will make you happy. You’re conditioned to accept normal based on society’s already corrupted definition of wealth, and because of it, normal itself is corrupted. Normal is modern-day slavery.


people are poor all they have is money

Books to read while you travel part 2

Books to read while you travel part 2

So far this is a recap of what books I’ve featured last year. I never really got to read some of them fully, and some have been read a few years before and I just had the time to feature them on grasya.com

Reading a book is a great way to kill time when waiting in the bus, train, or for a flight.. or even when waiting for a tuktuk/tricycle/pedicab. Here are the books I reviewed last year that I recommend to you too:

 

Rich Dad Poor Dad

An excerpt of the book reminds me of someone – myself:

Schools focus on scholastic and professional skills, but not on financial skills. This explains how smart bankers, doctors, and accountants who earned excellent grades may struggle financially all of their lives.

So I also need to be reminded of this:

One dad recommended, “Study hard so you can find a good company to work for.” The other recommended, “Study hard so you can find a good company to buy.”

 


7 Habits of highly effective people – Stephen Covey

The book reminded me to not have a win/lose mentality, where I’m so focus on the goal that I loose sight of what is around me. There are people who are successful yet have broken families, broken hearts, broken spirit. There is a need to provide a space where everybody wins because that is how a peaceful society can be attained.


miss-fit
 


Mahabe Pagotan

I met the author, Brother Martin Francisco, in the mountains of Sierra Madre. The book features the geological foundation of Sierra Madre; ethnographic studies about the Dumagats conducted during the Spanish, American, Japanese, and Contemporary periods; and undertakings and issues on the forest protection in Bulacan. I never had a chance to read the book but if you’re into ethnographic studies, feel free to get a copy.

 


What is Mine is Yours

I will need to remind myself of this paragraph from the book:

“The more you participate in Collaborative Consumption, the more reputation capital you earn, and the more you earn, the more you can participate. For example, the better the review and feedback you receive, the more choices are made available to you, whether its places you can stay, home you can barter with, or who will lend money, tools or a car and so on. Reputation capital becomes a currency to build trust between strangers and helps manage our belief in the commons.”

 


what is mine is yours
Too bad I wasn’t able to finish it though. For those reading, you can give me this book as a present or trade it in for something.

 


Prout – An Economic Solution to Poverty in The Third World

I was reading this book when I was in a far flung place called Hetauda, Nepal. It was far flung but kids are healthy, very sweet and very kind. It was far flung, yet $10 can feed 8 people already.. almost perfect example of a self sustainable community.. except that I think the principal is a bit harsh to the kids.. and that the kids need access to the outside world.. to see killings and wars and kids being detained in the US, or know that child marriages exist.. wait there goes my cynical mind again.

A few excerpts:

“Faster travel today has increased the risk of accident, industrialization has resulted in environmental pollution and cancer and other diseases unheard of in the past; modern medicine quickly cures the malady but generates side effects requiring further treatment.”

“Even in the intellectual sphere, there is much available to keep the mind occupied, but people today suffer from emotional problems and neuroses that did not afflict them before.”

 


Karma Cola

Speaking of being cynical, this book stated –

“We discovered these places, Afghanistan, Nepal, Goa. Where we arrived everybody loved us. Now the whole damn world is on a trail we opened up, and the same people who loved us **** hate us.. there’s too many of them.. they are not in the same class as those of us who got here first.”

Geesh.. it’s supposed to be a work of fiction but reading it feels like it’s based on facts.

 


Exploring Psychology

Exploring Psychology is a thick book that I brought from my home to Chiang Mai last 2010…But before giving it away, I made sure to copy some snapshots that I found important to daily living. Here’s some:

“Belief perseverance – to cling to our beliefs in the face of contrary evidence. Belief perseverance often fuels social conflict.

Once you see a country as hostile, you are likely to interpret ambigous actions on their part as signifying their hostility.

IQ test was invented to predict academic performance, nothing else. If we wanted something that would predict life success, we’d have to invent another test completely.”


 

I’m looking forward to read more books this year.. Books as gifts for my mobile library project are highly appreciated too, thank you. ^_^

For those wondering, you can also check out the part 1 of what books to read in this blog. Feel free to browse around. How about you? What book have you read last year that you’d recommend to others too?

Book Review: The winner stands alone by Paulo Coelho

Book Review: The winner stands alone by Paulo Coelho

A couple of weeks ago, Mark Zuckerberg announced one of his 2015 new year’s challenge – to read books regularly. Thus A year of Books facebook group was created.

I joined the book club just to be in.. :D

I’ve been reading books regularly anyways. So for this year, the first book that I’ve read is a book written by Paulo Coelho- The Winner Stands Alone. Thanks to Maria, a backpacker travel buddy from Colombia, for giving it to me as a Christmas present.


book review - the winner stands alone
To be honest, it’s the least favourite book by my favourite Author… in the book, characters do anything for money, power and fame. I guess its the violence that puts me off.. I was thinking if the book reflects the current society, then there must be some superclass out there that is just like Igor. Scary.

Paulo did went out of the box and this time, I really didn’t like it. Igor even used God to justify his scary means of killing people.. wait, that’s what religious extremists do when they kill people right? Omigosh, there’s really an Igor among us.

Anyway, it is said that the novel is a mirror image of the world we live in, where our commitment to luxury and success at any cost often prevents us from hearing what the heart actually desires. Here are some excerpts from the book:

“For the past few decades, we have lived in a culture that privileged fame, money, power.. and most people were led to believe that these were the real values to pursue.. What we don’t know is that, behind the scenes, the real manipulators remain anonymous”

“Fashion is merely a way of saying – I belong to your world. I’m wearing the same uniform as your army, so don’t shoot. Ever since groups of men and women started living together in caves, fashion has been the only language everyone understood, even for complete strangers. We dress the same way. I belong to your tribe. Let’s gang up on the weaklings as a way of surviving”

“The father works overtime to be able to buy his son the latest sneakers because if his son doesn’t have a pair, he’ll be ostracized at school. The wife weeps in silence because her friends have designer clothes and she has no money. Their adolescent children, instead of learning the real values of faith and hope, dream only of becoming singers and movie stars. Girls in provincial towns lose any real sense of themselves and start to think of going to the big city, prepared to do anything, absolutely anything, to get a particular piece of jewelry. A world that should be directed toward justice begins instead to focus on material things, which, in six months’ time, will be worthless and have to be replaced”

“Life sometimes separates people so that they can realize how much they mean to each other”

“The Cannes can be divided into two categories

a. The tanned, who spend the whole day in the sun and have necessary badge to gain entry to certain restricted areas of the Festival. They arrive back to their hotels to find several invitations awaiting them, most of which will be thrown in the bin.

b. The pale, who scurry from one gloomy office to the next, watching auditions, and either seeing some really good films that will be lost in the welter of other things on offer.”

Apparently, as much as I’d like to strut my dark brown skin, being tanned or dark has the reverse effects in Asia. Oh well.. For those who still wants to read the book, here’s the link. Don’t tell me I didn’t warn you of the violence.


Book Review: Rich Dad Poor Dad by Robert Kiyosaki

I recently had time to read this book. Strikes me a bit because somehow it is true. There are people who have shown star quality in academics yet they struggle financially. And there are people who are like money and success magnet even if some of them do not really have a formal education. Example? Manny Pacquiao :P

Although, since it promotes capitalism, I still battle with the concept of letting other people work for you while you laz around your fancy possessions. I’m sure there’s a positive side behind this. I’ve highlighted some excerpts for you in case you wanted to buy the paperback and would like to know a preview of the book:

*****

Schools focus on scholastic and professional skills, but not on financial skills. This explains how smart bankers, doctors, and accountants who earned excellent grades may struggle financially all of their lives.

Today I often wonder what will soon happen when we have millions of people who need financial and medical assistance. They will be dependent upon their families or the government for financial support. What will happen when Medicare and Social Security run out of money?

My soon-to-be-rich dad would explain that by automatically saying the words “I can’t afford it,” your brain stops working. By asking the question “How can I afford it?” your brain is put to work. He did not mean that you should buy everything you want. He was fanatical about exercising your mind, the most powerful computer in the world.

One dad recommended, “Study hard so you can find a good company to work for.” The other recommended, “Study hard so you can find a good company to buy.”

The other created investments. One dad taught me how to write an impressive resumé so I could find a good job. The other taught me how to write strong business and financial plans so I could create jobs.

Most people want everyone else in the world to change but themselves.

“The pattern of get up, go to work, pay bills; get up, go to work, pay bills. People’s lives are forever controlled by two emotions: fear and greed. Offer them more money and they continue the cycle by increasing their spending. This is what I call the Rat Race.”

Rich dad went on to explain that the rich know that money is an illusion, truly like the carrot for the donkey. It’s only out of fear and greed that the illusion of money is held together by billions of people who believe that money is real. It’s not. Money is really made up. It is only because of the illusion of confidence and the ignorance of the masses that this house of cards stands.

Most people fail to realize that in life, it’s not how much money you make. It’s how much money you keep. We’ve all heard stories of lottery winners who are poor, then suddenly rich, and then poor again.

Rich people acquire assets. The poor and middle class acquire liabilities that they think are assets

Today, I am constantly shocked at the number of people who pay more taxes, or take fewer deductions, simply because they are afraid of the government. I have friends who have had their businesses shut down and destroyed, only to find out it was a mistake on the part of the government.

The single most powerful asset we all have is our mind. If it is trained well, it can create enormous wealth seemingly instantaneously. An untrained mind can also create extreme poverty that can crush a family for generations.

I am constantly shocked at how little talented people earn. I have met brilliant, highly educated people who earn less than $20,000 a year. A business consultant who specializes in the medical trade was telling me how many doctors, dentists, and chiropractors struggle financially.

Rich dad believed that the words “I can’t afford it” shut down your brain. “How can I afford it?” opens up possibilities, excitement, and dreams.

“There is gold everywhere. Most people are not trained to see it.”


So yeah, that’s why I’m going back to the mountains again… because I see gold in there too ;) Want to buy the book online? Click below:



Book Review: 7 Habits of highly effective people – Stephen Covey

I first read the book when I was a yuppie teaching in college. Guess that’s the reason why I was able to handle big babies that are bigger (and sometimes older) than me. When I left my teaching job and eventually transferred to a corporate working environment, I then gave the book to a coworker.. and have forgotten about it until I read an old diary I wrote when I left everything to stay in Tagaytay for a 6 month long retreat.

Anyway, here’s some notes that you might find useful too:

Independence
1. Be proactive
2. Begin with the end in mind
3. Put first things first

Interdependence
4. Think win/win
5. Seek first to understand, then be understood
6. Synergize

Continous Improvement
7. Sharpen the saw

Six Major Deposits
– understand the individual
– attending to the little things
– keeping commitments
– clarifying expectations
– showing personal integrity
– apologizing sincerely when you make a withdrawal

You can read more about the details on the book. This book reminds me to act rather than be acted upon.. I used to be a passive person, and sometimes I still am.. but people who achieved change did not wait for circumstances to be always on their favor.. They are focused on their goals and eventually achieve it.

Ok, if I can just fooOoocus. Wait, I’m hungry. What’s that on facebook? Darn Q$%@$^! ok, fine.




The book also reminded me to not have a win/lose mentality, where I’m so focus on the goal that I loose sight of what is around me. There are people who are successful yet have broken families, broken hearts, broken spirit. There is a need to provide a space where everybody wins because that is how a peaceful society can be attained.

Six Major Deposits stated by this book reminds me of the book “What is mine is yours“.. The book states that reputation capital becomes a currency to build trust between strangers. A concrete example is couchsurfing, where the more you earn feedbacks, the more people will let you in their houses. The universe somehow gives back..