How to protect your bank accounts online and offline

Evils are there out to get your money. Burglars have become tech savvy that they don’t need to rob your house. In a click of a mouse, wrong move will make you say goodbye to your earnings. How do we protect ourselves from this? Let’s cut the chase and go direct to the point:

1. Make sure you protect your gadgets from virus/malwares/spywares. These are computer programs created to steal so how do we prevent this? Make sure you have an updated antivirus/anti malware/anti spyware. These anti theft softwares can diagnose whether there’s malicous programs running in your computer. Makes you sleep peacefully at night.. but wait, don’t be overly contented yet.

2. Regularly change passwords. Spywares can monitor your behavior online and can even know the account passwords you have entered in different websites. And even if you don’t have a spyware, websites where you input personal information can be target of hackers and they can download your profile together with your account passwords.

Actually, even if there’s no spywares in your gadget, anyone who knows your personal information and password can be malicious enough to steal your identity and access your account while pretending to be you.

It is best to regularly change your passwords so hackers won’t get the chance to enter into your personal accounts with their current password info from you because you have changed them already.

3. When buying online, make sure you buy from a trusted source. Yep, for those so called savvy people who love to shop online because too lazy or senior citizens who are too old to go to the Malls are main targets. A website that makes you buy something might not be safe and might be vulnerable to hackers. Make sure the ecommerce website has good online reviews before giving your credit card or paypal credentials.

4. When withdrawing, make sure the ATM does not have a skimming device. Skimming devices are attached to ATMs to capture your card details like account number and password. You can view this video to know more about it.. Also, skimming devices doesn’t happen in ATMs too.. there are devices in supermarkets that captures your credit card information too.. So make sure you shop at legitimate stores just to be on the safe side.

video courtesy of Ben Tedesco

5. When you think there’s suspected illegal activities in your account, contact your bank immediately so they can advise you on the necessary steps to protect your money online and offline.

It’s always good to be vigilant. Hope this helps you out to protect yourself and your hard earned cash.. Any suggestions that you think should be added in what I’ve mentioned?

Leave a Reply

Your email address will not be published. Required fields are marked *